Ladrillómetro has 7 free property tools, free and with no sign-up: buying costs, mortgage, affordability, rental yield, rent updates and official data by municipality. Each one cites its official source and links to a guide that explains the numbers.
Before you sign: what buying costs, what the mortgage payment will be and how much a bank may lend you.
ITP or VAT plus AJD for every region at 2026 rates, notary, land registry, agency, valuation and the cash you need saved.
Monthly payment, total interest and cost of the mortgage from price, down payment, interest rate and term.
The payment you can afford and how much mortgage you could ask for, based on income, expenses and debts, with an adjustable debt-to-income ratio.
If you are letting: what the flat yields and how much the rent can rise each year.
Gross and net yield, cash flow, cash on cash, DSCR, IRR and NPV of a rental property, with or without a mortgage.
New rent with the CPI (IPC), the IRAV or an agreed percentage according to the contract date, with the reference month and legal caps.
Coming soon: selling costs, municipal capital gains tax (plusvalía) and income tax on the sale. Until then we do not publish figures without a reviewed calculator.
Calculators for selling costs, municipal capital gains tax and income tax on the sale of a home. We will publish them once they are checked against the official rules.
Official data by municipality to choose where to invest.
Price per m², median rent and gross yield for municipalities of over 25,000 people. Sort, filter and open each one's page.
Map of Spain: pick a region and compare price, rent and gross yield across its municipalities.
Add the price, taxes and buying costs, and subtract the mortgage you can get. What is left is what you have to put in.
With the expected rent, work out net yield and cash flow after costs, mortgage and taxes, not just gross yield.
Check your figure against the official rent and price for the municipality in the property data section before deciding.
Yes. All of them are free, need no sign-up and run in your browser: we do not ask for your email to show results.
Start with the home buying costs simulator and the mortgage affordability calculator to know the cash and the loan you need; then check the rental yield; finally compare municipalities in the property data section.
Tax rates come from the Ministry of Finance, the Euribor from the Bank of Spain (BOE), rent indices from INE and price and rent data from the Ministry of Housing (SERPAVI and appraisal value). Each tool cites its source.
No. They are indicative estimates for planning purposes and are not financial, tax or lending advice.
Indicative information: these are estimates, not financial, tax or lending advice.