Run the numbers before you buy. Estimate rent, expenses, mortgage and cash invested to see what a rental property could leave you.
Planning estimates only; not a lending offer or financial or tax advice.
Test scenarios for a home in Spain, from the payment you could afford to the cash flow a rental might generate.
Enter purchase price, monthly rent, occupancy, property tax, community fees, insurance, maintenance, purchase costs, renovations and mortgage details.
Estimate payments using the price, deposit, interest rate, term and payment frequency. Add property expenses to estimate monthly housing costs.
Compare income, existing payments and monthly expenses to estimate an affordable payment and possible mortgage amount.
Work out the new rent with the official INE CPI or IRAV figure for your contract date, including the legal caps and a text to notify your tenant.
Transfer tax (ITP) or VAT and stamp duty in your region with the 2026 rates, plus notary, land registry, agency and valuation fees, and the savings you need.
Price per m², rent and gross rental yield in Spanish towns of over 25,000 inhabitants, plus districts and neighbourhoods of Madrid, Barcelona, Valencia and Seville. Official sources, with period and date.
Gross rent does not tell the whole story. The rental calculator subtracts operating costs and mortgage payments using your inputs.
Price, available savings, initial costs and planned renovations.
Expected rent, occupancy, property tax, community fees, insurance and maintenance.
Compare income with property costs and mortgage payments.
We are designing a tool to choose an area, estimate market rent and compare it with properties for sale, highlighting homes worth analysing for potential rental returns.
Availability will depend on authorised access to market and portal data. Any opportunity score would be an estimate, never a profit guarantee.
Learn how it will workDivide expected annual rent by the purchase price and multiply by 100. It is an initial benchmark and does not subtract costs, taxes or financing.
Consider property tax, community fees, insurance, maintenance, management, vacancy, and upfront purchase and renovation costs. Add the mortgage if you want to estimate cash flow after debt.
You can include property costs such as IBI, but the calculator does not calculate Spanish income tax or replace tax advice. Tax treatment depends on each owner's circumstances.
No. It is an estimate based on the loan amount, interest rate, term and frequency you enter. Each lender assesses applications using its own criteria.