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Rental yield calculator

Estimate monthly cash flow and return on your invested capital.

Live estimate

01Property

Property price

€

02Income and costs

↗ Rental income

€10,260 / year

Expected average monthly rent

€

Expected rent per month when occupied

Occupancy

Allows for vacant periods

⌁ Property costs · annual

€2,960 / year

Property tax (IBI)

€

Community fees

€

Insurance

€

Maintenance

€

Management

€

Other costs

€

03Mortgage details

Use mortgage calculator data

Down payment to contribute

20 %30 %

Loan = price − down payment. Payment calculated at 3.5% over 30 years; it updates when the price changes.

Loan amount

€

Down payment / savings

€

Monthly mortgage payment

€

Purchase costs

€

Estimate only: around 10% of price. Actual costs vary by region and property.

Estimate at 10% of priceCalculate the ones for your region

Renovations

€

Repairs and initial improvements

04Profitability analysis

Cash-on-cash return
—
Cash flow
—
Net cash per month after costs and mortgage

Annual income

—

Annual costs

—

Operating costs · excludes mortgage

Annual mortgage

—

NOI

—

Net operating income

Annual cash flow

—

Before tax

ROI

—

Annual cash flow / total property cost

CAP RATE

—

Net operating income / total cost

DSCR

—

NOI / annual mortgage

Break-even rent

—

Monthly rent needed to cover costs

Initial investment

—

Savings + purchase costs + renovations

Holding period

years

Annual property growth

Discount rate

IRR

—

Estimated annualized return at sale

NPV

—

Net present value over holding period

Remaining mortgage

—

Estimated at end of holding period

Planning estimates only. Taxes, vacancy, financing conditions and local rules can affect actual returns.