Short answer: in Úbeda, a typical 80 m² flat has an average appraisal value of about €81,000 (2T 2026, 1,013 €/m²) and rents for about €308 a month (2024 median, 3.85 €/m²). The gross yield is 5.0% with 2024 price and rent, and 4.6% with the 2T 2026 price. Buying it with an 80% mortgage would take about €23,368 in savings.
That is in line with the median of the 306 municipalities with data (5.2%), and Úbeda ranks 4th of 4 in the province of Jaén by gross yield.
Rent range (2024): median €399 a month (3.85 €/m²); half of the rented homes pay between €330 and €450 a month (3.03–4.87 €/m², 25th to 75th percentile). Homes analysed: 1,264 rented apartments declared for tax purposes; median size 104 m².
Price, rent and buying costs by flat size
The same price and rent per m² applied to four sizes. Costs are those of a resale home bought as an investment in Andalucía (general transfer tax rate, no main-home reductions) with an 80% mortgage.
| Size | Price (2T 2026) | Rent/month (2024) | Gross yield* | Buying costs | Savings needed |
|---|---|---|---|---|---|
| 60 m² | €60,800 | €231 | 4.6% | €5,714 | €17,874 |
| 80 m² | €81,000 | €308 | 4.6% | €7,168 | €23,368 |
| 100 m² | €101,300 | €385 | 4.6% | €8,630 | €28,890 |
| 120 m² | €121,600 | €462 | 4.6% | €10,092 | €34,412 |
Sources. Price: average appraisal value of free-market housing, municipalities over 25,000 inhabitants (table 4), Ministry of Housing and Urban Agenda (2T 2026; published on 17 September 2026), × size (rounded to €100). Rent: SERPAVI (Spanish State Rental Price Reference System), Ministry of Housing and Urban Agenda (MIVAU), using personal income tax (IRPF) returns and the Cadastre: database 2011-2024 (file «2026-03_09_bd_SERPAVI_2011-2024 - DEFINITIVO WEB_v2»), “Municipios” sheet, apartments in multi-family buildings (vivienda colectiva), municipality level, year 2024, published on 16 April 2026, × size. * Yield with the 2T 2026 price and 2024 rent (mixes years; with both 2024 figures it is 5.0%). “Savings needed” = 20% down payment + buying costs.
Simulate the buying costs Work out the net yield of this flat
Úbeda compared with its province, region and Spain
| Area | Gross yield 2024 | Price €/m² (2T 2026) | Rent €/m² (2024) |
|---|---|---|---|
| Úbeda | 5.0% | 1,013 | 3.85 |
| Median of Jaén (4 municipalities) | 5.9% | 951 | 4.01 |
| Median of Andalusia (53 municipalities) | 5.3% | 1,784 | 6.71 |
| Median of Spain (306 municipalities) | 5.2% | 2,053 | 6.82 |
Source: medians calculated by Ladrillómetro over the municipalities with more than 25,000 inhabitants that have official price and rent.
Median rent and rent range
| 2024 | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Rent per month | €330 | €399 | €450 |
| Rent per m² per month | €3.03 | €3.85 | €4.87 |
| 60 m² flat (estimate) | €182 | €231 | €292 |
| 80 m² flat (estimate) | €242 | €308 | €390 |
| 100 m² flat (estimate) | €303 | €385 | €487 |
Source: SERPAVI (Spanish State Rental Price Reference System), Ministry of Housing and Urban Agenda (MIVAU), using personal income tax (IRPF) returns and the Cadastre: database 2011-2024 (file «2026-03_09_bd_SERPAVI_2011-2024 - DEFINITIVO WEB_v2»), “Municipios” sheet, apartments in multi-family buildings (vivienda colectiva), municipality level, year 2024, published on 16 April 2026. Homes analysed: 1,264. The rows by size are a Ladrillómetro calculation (€/m² × size), not a published figure; monthly-rent and per-m² percentiles are computed separately, so they need not refer to the same flats.
| Area | Rent €/m² (2024) | Rent per month |
|---|---|---|
| Úbeda | 3.85 | €399 |
| Median of Jaén (16 municipalities) | 3.54 | €350 |
| Median of Andalusia (191 municipalities) | 5.27 | €408 |
| Median of Spain (1,658 municipalities) | 5.81 | €450 |
Medians calculated by Ladrillómetro over the municipalities with at least 50 rented apartments in SERPAVI 2024 (not the official figure for the whole province or region).
Other municipalities in Jaén: Jaén (5.92 €/m², with yield) · Linares (4.17 €/m², with yield) · Andújar (3.66 €/m², with yield) · Martos (4.04 €/m²) · Alcalá la Real (3.59 €/m²) · Baeza (3.67 €/m²) · Torre del Campo (3.63 €/m²) · La Carolina (3.28 €/m²) · Bailén (3.41 €/m²) · Mancha Real (3.30 €/m²) · Torredonjimeno (3.32 €/m²) · Cazorla (3.50 €/m²) · Mengíbar (3.42 €/m²) · Villacarrillo (3.01 €/m²) · Alcaudete (3.11 €/m²)