Short answer: in Cádiz, a typical 80 m² flat has an average appraisal value of about €241,700 (2T 2026, 3,021 €/m²) and rents for about €726 a month (2024 median, 9.07 €/m²). The gross yield is 4.2% with 2024 price and rent, and 3.6% with the 2T 2026 price. Buying it with an 80% mortgage would take about €66,981 in savings.
That is 1.1 points below the median of the 306 municipalities with data (5.2%), and Cádiz ranks 11th of 12 in the province of Cádiz by gross yield.
Rent range (2024): median €650 a month (9.07 €/m²); half of the rented homes pay between €526 and €800 a month (7.13–11.31 €/m², 25th to 75th percentile). Homes analysed: 5,066 rented apartments declared for tax purposes; median size 72 m².
Price, rent and buying costs by flat size
The same price and rent per m² applied to four sizes. Costs are those of a resale home bought as an investment in Andalucía (general transfer tax rate, no main-home reductions) with an 80% mortgage.
| Size | Price (2T 2026) | Rent/month (2024) | Gross yield* | Buying costs | Savings needed |
|---|---|---|---|---|---|
| 60 m² | €181,300 | €544 | 3.6% | €14,357 | €50,617 |
| 80 m² | €241,700 | €726 | 3.6% | €18,641 | €66,981 |
| 100 m² | €302,100 | €907 | 3.6% | €22,924 | €83,344 |
| 120 m² | €362,500 | €1,088 | 3.6% | €27,208 | €99,708 |
Sources. Price: average appraisal value of free-market housing, municipalities over 25,000 inhabitants (table 4), Ministry of Housing and Urban Agenda (2T 2026; published on 17 September 2026), × size (rounded to €100). Rent: SERPAVI (Spanish State Rental Price Reference System), Ministry of Housing and Urban Agenda (MIVAU), using personal income tax (IRPF) returns and the Cadastre: database 2011-2024 (file «2026-03_09_bd_SERPAVI_2011-2024 - DEFINITIVO WEB_v2»), “Municipios” sheet, apartments in multi-family buildings (vivienda colectiva), municipality level, year 2024, published on 16 April 2026, × size. * Yield with the 2T 2026 price and 2024 rent (mixes years; with both 2024 figures it is 4.2%). “Savings needed” = 20% down payment + buying costs.
Simulate the buying costs Work out the net yield of this flat
Cádiz compared with its province, region and Spain
| Area | Gross yield 2024 | Price €/m² (2T 2026) | Rent €/m² (2024) |
|---|---|---|---|
| Cádiz | 4.2% | 3,021 | 9.07 |
| Median of Cádiz (12 municipalities) | 5.0% | 2,014 | 6.75 |
| Median of Andalusia (53 municipalities) | 5.3% | 1,784 | 6.71 |
| Median of Spain (306 municipalities) | 5.2% | 2,053 | 6.82 |
Source: medians calculated by Ladrillómetro over the municipalities with more than 25,000 inhabitants that have official price and rent.
Median rent and rent range
| 2024 | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Rent per month | €526 | €650 | €800 |
| Rent per m² per month | €7.13 | €9.07 | €11.31 |
| 60 m² flat (estimate) | €428 | €544 | €679 |
| 80 m² flat (estimate) | €570 | €726 | €905 |
| 100 m² flat (estimate) | €713 | €907 | €1,131 |
Source: SERPAVI (Spanish State Rental Price Reference System), Ministry of Housing and Urban Agenda (MIVAU), using personal income tax (IRPF) returns and the Cadastre: database 2011-2024 (file «2026-03_09_bd_SERPAVI_2011-2024 - DEFINITIVO WEB_v2»), “Municipios” sheet, apartments in multi-family buildings (vivienda colectiva), municipality level, year 2024, published on 16 April 2026. Homes analysed: 5,066. The rows by size are a Ladrillómetro calculation (€/m² × size), not a published figure; monthly-rent and per-m² percentiles are computed separately, so they need not refer to the same flats.
| Area | Rent €/m² (2024) | Rent per month |
|---|---|---|
| Cádiz | 9.07 | €650 |
| Median of Cádiz (22 municipalities) | 6.70 | €488 |
| Median of Andalusia (191 municipalities) | 5.27 | €408 |
| Median of Spain (1,658 municipalities) | 5.81 | €450 |
Medians calculated by Ladrillómetro over the municipalities with at least 50 rented apartments in SERPAVI 2024 (not the official figure for the whole province or region).
Other municipalities in Cádiz: Jerez de la Frontera (6.51 €/m², with yield) · San Fernando (6.72 €/m², with yield) · El Puerto de Santa María (7.53 €/m², with yield) · Algeciras (6.77 €/m², with yield) · Rota (8.10 €/m², with yield) · La Línea de la Concepción (7.79 €/m², with yield) · Chiclana de la Frontera (6.71 €/m², with yield) · Sanlúcar de Barrameda (6.63 €/m², with yield) · Puerto Real (6.68 €/m², with yield) · San Roque (8.08 €/m², with yield) · Tarifa (8.70 €/m²) · Conil de la Frontera (7.11 €/m²) · Arcos de la Frontera (4.19 €/m², with yield) · Los Barrios (6.16 €/m²) · Chipiona (6.85 €/m²) · Ubrique (4.47 €/m²) · Vejer de la Frontera (4.81 €/m²) · Barbate (6.40 €/m²) · Medina-Sidonia (4.24 €/m²) · Villamartín (3.99 €/m²) · Alcalá de los Gazules (4.06 €/m²)